Privacy Policy

1. Introduction

IncomeScreening.com ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at incomescreening.com and use our services.

By accessing or using our service, you acknowledge that you have read, understood, and agree to be bound by all terms of this Privacy Policy. If you do not agree with our policies, you must not use our service.

2. Information We Collect

Personal Information you disclose to us:

We collect personal information that you voluntarily provide to us when you register, express interest in our products, or when you contact us. The personal information we collect may include:

• Contact information (name, email address, phone number, mailing address)
• Account credentials (username, password)
• Business information (company name, role, business address)
• Financial information (payment details, billing address)
• Property information (property details, rental criteria)
• Tenant information (for landlords and property managers)

Information automatically collected:

When you use our service, we automatically collect certain information about your device and usage, including:

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent, referring/exit pages)
• Location data (if permitted by your browser settings)
• Cookies and tracking technologies data

3. How We Use Your Information

We use the information we collect for various business and service-related purposes, including:

• Providing, maintaining, and improving our service
• Processing transactions and managing accounts
• Tenant screening and income verification services
• Responding to user inquiries and support requests
• Sending administrative information, updates, and marketing communications
• Ensuring the security and integrity of our service
• Analyzing usage patterns to enhance user experience
• Complying with legal obligations
• Enforcing our terms, conditions, and policies

4. Information Sharing and Disclosure

We may share your information in the following situations:

• Third-Party Service Providers: We may share your information with third-party vendors, service providers, and other business partners who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting, customer service, and marketing assistance.
• Business Transfers: We may share or transfer your information in connection with a merger, acquisition, financing, reorganization, bankruptcy, or dissolution of all or part of our business.
• Legal Requirements: We may disclose your information to comply with applicable laws and regulations, respond to legal process or governmental requests, and protect our rights, privacy, safety, or property.
• With Your Consent: We may disclose your information for any other purpose with your consent.

We do not sell, rent, or otherwise disclose your personal information to third parties for their marketing purposes without your explicit consent.

5. Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities and to distinguish you from other users of our service. These technologies help us:

• Store your preferences and settings
• Authenticate and secure your account
• Provide personalized content and recommendations
• Analyze how our service is used and measure its effectiveness
• Target and measure the effectiveness of advertisements

You can control cookies through your browser settings and other tools. However, if you block certain cookies, you may not be able to use all the features of our service.

6. Data Security

We have implemented appropriate technical and organizational security measures to protect your information from unauthorized access, disclosure, alteration, and destruction. These measures include:

• Encryption of sensitive data at rest and in transit
• Multi-factor authentication for administrative access
• Regular security assessments and penetration testing
• Employee training on data security best practices
• Access controls and system monitoring
• Separate storage systems for different security levels

However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and should notify us immediately of any unauthorized use of your account.

7. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements.

To determine the appropriate retention period, we consider:

• The amount, nature, and sensitivity of the personal information
• The potential risk of harm from unauthorized use or disclosure
• The purposes for which we process your personal information
• Applicable legal requirements and statute of limitations

When your personal information is no longer needed, we will securely delete or anonymize it.

8. Fair Credit Reporting Act Compliance

Our tenant screening services may involve activities regulated by the Fair Credit Reporting Act (FCRA). When we provide consumer reports under the FCRA, we comply with all applicable FCRA requirements, including:

• Requiring proper certification from users of consumer reports
• Implementing reasonable procedures to ensure maximum possible accuracy
• Providing consumers with rights to access and dispute information
• Following proper adverse action notification requirements
• Maintaining appropriate security measures

For more information about the FCRA, please visit the Consumer Financial Protection Bureau's website at consumerfinance.gov.

9. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• Access and Information: You may request information about the personal data we hold about you and how it is used.
• Correction: You may request correction of inaccurate or incomplete information.
• Deletion: In certain circumstances, you may request deletion of your personal information.
• Restriction or Objection: You may object to or request restriction of processing of your personal information.
• Data Portability: You may request a copy of your personal information in a structured, machine-readable format.
• Withdrawal of Consent: You may withdraw consent where processing is based on consent.
• Opt-out of Marketing: You can opt-out of marketing communications at any time by following the unsubscribe instructions in any marketing email or contacting us directly.

To exercise these rights, please contact us using the information provided in the "Contact Us" section. Please note that certain limitations may apply, and we may need to verify your identity before fulfilling your request.

10. Children's Privacy

Our Service is not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us. If we become aware that a child under 18 has provided us with personal information, we will take steps to remove such information and terminate the child's account.

11. Third-Party Links and Services

Our Service may contain links to third-party websites, services, or applications that are not operated or controlled by us. This Privacy Policy does not apply to such third-party services, and we are not responsible for their content, privacy policies, or practices.

We encourage you to review the privacy policies of any third-party services you access through our Service.

12. International Data Transfers

We may process, store, and transfer your personal information in countries other than your own. These countries may have different data protection laws than your country of residence.

By using our Service, you consent to the transfer of your information to countries outside your country of residence, including the United States, which may have different data protection rules.

When we transfer your information internationally, we take appropriate safeguards to ensure your information remains protected in accordance with this Privacy Policy and applicable laws.

13. Do Not Track Signals

Some browsers feature a "Do Not Track" (DNT) setting that signals to websites that you do not want to have your online activity tracked. Because there is not yet a common understanding of how to interpret DNT signals, our Service does not currently respond to DNT signals. We continue to monitor developments in this area.

14. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) regarding your personal information, including:

• The right to know what personal information we collect, use, disclose, and sell
• The right to request deletion of your personal information
• The right to opt-out of the sale of your personal information
• The right to non-discrimination for exercising your CCPA rights

To exercise your rights under the CCPA, please contact us using the information provided in the "Contact Us" section.

15. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated Privacy Policy will be posted on this page with a revised "Last Updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our Service after any changes to this Privacy Policy constitutes your acceptance of such changes.

16. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

IncomeScreening.com
Email: [email protected]
Website: https://incomescreening.com

We will respond to your inquiries as soon as possible and will make every effort to address your concerns.